炒股夏令营：在实践中培养金融人才
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt"><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 14pt; COLOR: black; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.0pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">以色列：夏令营里学炒股</SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN lang=EN-US style="FONT-SIZE: 15pt; COLOR: black; mso-bidi-font-size: 10.0pt; mso-font-kerning: 18.0pt"><?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p></SPAN></B></P><P class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">近日，在以色列的海滨城市特拉维夫，一家股票交易公司组织了一次特别的夏令营：教学生们交易美股。</SPAN><SPAN lang=EN-US style="COLOR: black"><o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">在为期</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">5</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">天的学习时间里，学生们学习到了美国股市的最基本知识，并且每人能领到</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">500</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">美元作为</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">“</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">炒股</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">”</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">的交易资本金。</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">“</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">很多人都会认为，过早的让孩子们涉足金融市场不利于他们的发展，</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">”</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">开办</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">“</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">炒美股</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">”</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">的公司经理说，</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">“</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">但是考虑到金融危机和经济衰退的影响，我们认为孩子们有必要对市场有更进一步的了解。</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">”<o:p></o:p></FONT></SPAN></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">参加夏令营的大部分学生表示，通过这次独特的夏令营，体验到了赚钱的艰辛，锻炼了他们的实践能力，</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">“</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">以前只从大人那里听到或者书上看到炒股，却从来没有真正自己操作过</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">”</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">，</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">“</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">这种</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">(</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">赚钱</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">)</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">的感觉太棒了</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">”</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">。</SPAN><SPAN lang=EN-US style="COLOR: black"><o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">国外的这种教育方式，不能不给我国的金融教育一些启发。</SPAN><SPAN lang=EN-US style="COLOR: black"><o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN lang=EN-US style="COLOR: black"><o:p><FONT face="Times New Roman"> </FONT></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt"><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 14pt; COLOR: black; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.0pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">多种模式培养金融人才</SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN lang=EN-US style="FONT-SIZE: 14pt; COLOR: black; mso-bidi-font-size: 10.0pt"><o:p></o:p></SPAN></B></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21.45pt; mso-char-indent-count: 1.95"><SPAN style="FONT-SIZE: 11pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.0pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">培养大量金融专业人才</SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-font-kerning: 0pt">，最基本的在于</SPAN><SPAN style="FONT-SIZE: 11pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.0pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">大力发展金融教育事业，初步建立多层次的金融教育体系。</SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-font-kerning: 0pt">上海国际金融学院院长陆红军在该学院成立</SPAN><SPAN lang=EN-US style="COLOR: black; mso-font-kerning: 0pt"><FONT face="Times New Roman">15</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-font-kerning: 0pt">周年院庆上曾表示，</SPAN><SPAN lang=EN-US style="COLOR: black; mso-font-kerning: 0pt"><FONT face="Times New Roman">“</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-font-kerning: 0pt">金融人才的培养需要多种模式，要有全日制的商学院，还应有独立的学院。</SPAN><SPAN lang=EN-US style="COLOR: black; mso-font-kerning: 0pt"><FONT face="Times New Roman">”<o:p></o:p></FONT></SPAN></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 20.45pt; mso-char-indent-count: 1.95"><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-font-kerning: 0pt">诚然，</SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">高校在金融人才培养方面确实起到了重要作用，但是我们也应看到，</SPAN><SPAN style="FONT-SIZE: 11pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.0pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">目前的学历教育还不能满足金融人才的需要，</SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">高校培养出的金融专业人才很难完全跟市场接轨。</SPAN><SPAN lang=EN-US style="COLOR: black"><o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 20.45pt; mso-char-indent-count: 1.95"><SPAN lang=EN-US><FONT face="Times New Roman">“</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">大部分毕业生刚进金融机构时，还只是</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">‘</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">毛坯人才</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">’</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">，需要经过持续的培训才能成为专业人才。</SPAN><SPAN lang=EN-US style="COLOR: black"><FONT face="Times New Roman">”</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">聚贤华尔街网</SPAN><SPAN lang=EN-US><FONT face="Times New Roman">CEO</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">石永明说，</SPAN><SPAN lang=EN-US><FONT face="Times New Roman">“</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">这方面可以借鉴国外的模式，我们的金融高校和金融机构可以在未来加强合作，给予学生更多实践的机会。另外，在职的金融从业者也可以再进修充电，多种模式才能培养出的符合开放市场的需要金融人才。</SPAN><FONT face="Times New Roman"><SPAN lang=EN-US style="COLOR: black">”</SPAN><SPAN lang=EN-US style="COLOR: black; mso-font-kerning: 0pt"><o:p></o:p></SPAN></FONT></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt"><SPAN lang=EN-US style="COLOR: black"><o:p><FONT face="Times New Roman"> </FONT></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt"><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 14pt; COLOR: black; FONT-FAMILY: 宋体; mso-bidi-font-size: 10.0pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">重视实践是金融人才培养之本</SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN lang=EN-US style="FONT-SIZE: 14pt; COLOR: black; mso-bidi-font-size: 10.0pt"><o:p></o:p></SPAN></B></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 15.75pt; mso-char-indent-count: 1.5"><SPAN lang=EN-US style="COLOR: black; mso-font-kerning: 0pt"><FONT face="Times New Roman">“</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">在实习之前，我只从书上学到过它的基本概念，对真正的操作并没有具体的认识。</SPAN><SPAN lang=EN-US style="COLOR: black; mso-font-kerning: 0pt"><FONT face="Times New Roman">”</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-font-kerning: 0pt">曾经在工商银行实习两个月的某金融学院学生小张说，</SPAN><SPAN lang=EN-US style="COLOR: black; mso-font-kerning: 0pt"><FONT face="Times New Roman">“</FONT></SPAN><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">这次实习把我从学校纯理论学习中拉到了在实践中学习的环境。为我</SPAN><SPAN style="FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">提供了与众不同的学习方法和学习机会，让我从传统的被动授学转变为主动求学，增强了领悟、创新和推断的能力。</SPAN><SPAN lang=EN-US><FONT face="Times New Roman">”</FONT></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">可见，动手实践对培养金融人才的益处多多。</SPAN></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 15.75pt; mso-char-indent-count: 1.5"><SPAN lang=EN-US><SPAN style="mso-spacerun: yes"><FONT face="Times New Roman"> </FONT></SPAN></SPAN><SPAN style="FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">而且在华尔街，各大金融机构在招聘季大量涌入高校招聘应届毕业生，并对他们进行长期培训，比如花旗银行，这方面做得非常出色，为华尔街培养了一大批优秀的金融人才。由此可见实践对从事金融行业非常重要。</SPAN></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 21pt; mso-char-indent-count: 2.0"><SPAN style="COLOR: black; FONT-FAMILY: 宋体; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-font-kerning: 0pt">纵观几十年的中国国内金融业发展，一方面是体制和业务的深入，另一方面是分析方法和思维方式的丰富，这些都不是在校园里闭门造车就能学到的。金融人才的培养应该始终与实践活动相结合。重视实践是金融人才培养之本，因此在理论教育的同时，各高校也应该更多地为学生创造机会，鼓励学生走向社会，走进金融机构，真正地将所学落到实处。</SPAN></P>
<P class=MsoNormal style="MARGIN: 0cm 0cm 0pt"><SPAN lang=EN-US><o:p><FONT face="Times New Roman"> </FONT></o:p></SPAN></P>
页:
[1]